Personal
E-Banking Service
95533 Call Center
Mobile Phone Banking
Household Banking
Security Guideline
Personal Online Banki-
ng
Deposits Service
Foreign Currency Depo-
sits
All in One Account
RMB Deposits
Advance Withdrawal, B-
ankbook Loss Reporting, and Inheritance
ID-Backed Account, ID, Verification
Seizure and Verificat-
ion of Counterfeit Currency
Personal Deposit Stat-
ements
Long Credit Card
Installment Service
Application
Activate Your Card
Product Overview
Long Card Services
Long Card All-in-One
Long Quasi Credit Card
About Long Card Netwo-
rk
Wealth Management Car-
ds
Personal Loans
Personal Business Loan
Personal Car Loan
Personal Housing Loan
Gold Business
Physical Gold for Per-
sonal Investment
Personal Gold Account
Foreign Exchange
Individual Exchange S-
ettlement and Sales
Individual Foreign Ex-
change Remittance
Personal Foreign Exch-
ange Options
Personal Foreign Exch-
ange Structured Deposits
Personal Foreign Exch-
ange Trading
Foreign Currency Conv-
ersion
Personal Purchase of Foreign Exchange
Permit to Carry Forei-
gn Currency Abroad
Foreign Currencies Tr-
aveller's Cheque
Securities Agent
Certificate Treasury Bond
Savings Bonds
Securities Deposit Ac-
count
Securities Services S-
ystem
Bank-Securities Trans-
fer
Book-Entry Treasury B-
ond Over-the-Counter Transaction
Service for Your Co-
  nvenience
Different-Location Co-
llection
Paying Salaries on Be-
half of Organizations
Third-party Payment
Safes
Insurance Agent
Swift Remit
Personal Wealth Ma-
  nagement Products
Profit from Interest
Corporate
Corporate E-Banking
VIP Service System
Corporate Online Bank-
ing (Simple)
Corporate Online Bank-
ing (Advanced)
Deposits
Statement of Deposits
Corporate Term Deposi-
ts
Corporate Notification Deposits
Corporate Demand Depo-
sits
Corporate Deposits by Agreement
Institutional Business
Services for Governme-
nt Agencies
Social Security
Banks Cooperation
Bank-Securities Coope-
ration
Bank-Insurance Cooper-
ation
Services for Non-Bank-
ing Financial Institutions
Credit Business
SME Services
Traditional Credit Bu-
siness
Commercial Draft
Buyer Credit
RMB Credit Line Loans
International Business
International Settlem-
ent
International Financi-
ng
FI Services
Fund Settlement
Securities Settlement Agent
Fund Settlement Servi-
ces
Physical Structure
Operating Features
Security Controls
Information for Clien-
ts
Main Functions
Intermediary Business
Guarantee-Based Busin-
ess
Consulting and Advisi-
ng
Factoring
Fund Custody
Services
Strength
CCB Investment Fund C-
ustody Services Integrated System
Overview
Custody

Corporate Deposits by Agreement

If your company or organization has a large amount of funds at the bank’s account, you may sign a “CCB Contract for Corporate RMB Deposits by Agreement” with CCB to obtain higher interest yields than demand deposits and dispatch your funds at any moment you wish.

 

If you have already established a basic or general deposit account in CCB and the account has established for 3 months, you may apply for corporate deposits by agreement service.

 

If you sign the “CCB Contract for Corporate RMB Deposits by Agreement” with us, we will open an account other than the basic/general deposit account that may be used for both settlement and deposits by agreement. You may negotiate with the bank to reserve a basic deposit amount for the settlement account in the contract and the bank will transfer the deposits beyond the basic amount into the “corporate deposits by agreement” account and pays interest at a different rate. This settlement account of the “corporate deposits by agreement” account will be managed as general settlement account. The settlement account and the “corporate deposits by agreement” account cannot be overdrawn. The funds in this account cannot be used for external payment.  

 

Interest on corporate deposits by agreement is settled quarterly. Interest is paid on the basic deposits at the demand deposit rate published by the PBC on the date of settlement. Interest on the amount beyond the basic deposits is paid at the rate for deposits by agreement published by the PBC on the date of settlement. The rate for the deposits remains the same even if a new rate is published subsequently.

 

The contract is valid for one year.  At expiration, if neither party makes a written proposal to terminate or modify the contract, it is automatically renewed.